Rental Loans

Our Rental Loan Program is designed for real estate investors who own or are acquiring income-producing rental properties. This program supports long-term ownership by providing financing based on the property’s cash flow rather than traditional personal income requirements.

Whether you’re purchasing your first rental or expanding an established portfolio, we structure loans to support stable, predictable returns.

Rental loans are underwritten using the income generated by the property. Instead of focusing on tax returns or employment history, we evaluate the property’s ability to support the debt.

Loans may be used for:

• Purchasing rental properties
   
• Refinancing existing rentals
   
• Cash-out refinances on seasoned properties
   

This approach allows investors to scale their portfolios efficiently while maintaining liquidity.

Our Rental Loan Program focuses on:

• Rental income and lease terms
   
• Debt Service Coverage Ratio (DSCR)
   
• Property condition and market strength
   
• Borrower experience
   

This structure removes many of the obstacles that limit traditional rental financing.

Our Rental Loan Program is available for:

• Single-family rental homes
   
• 2–4 unit residential properties
   
• Small portfolio loans
   

Properties may be held individually or as part of a growing rental portfolio.

This program is ideal for investors focused on:

• Monthly cash flow
   
• Portfolio growth and stability
   
• Refinancing out of short-term loans
   
• Simplifying qualification requirements
   

We help position your rental properties for sustainable, long-term success.

As a private money lender and hard money broker, we understand the needs of rental property investors. Our goal is to offer flexible loan structures, clear communication, and dependable closings that support your investment strategy.

We don’t just fund deals—we help you build a portfolio.

If you’re considering financing for a rental property or portfolio, we’re happy to review your goals and help identify the best loan option for your situation.