New Construction Loans

Our New Construction Loan Program is designed to support real estate investors and builders financing ground-up construction projects. This program provides the capital needed to take a project from raw land or teardown through completion.

We focus on practical deal structures, clear draw processes, and reliable funding so projects stay on schedule and on budget.

New construction loans provide financing for both the construction phase and, in some cases, the land acquisition. Funds are disbursed through a structured draw schedule based on completed milestones, ensuring capital is available as work progresses.

Loans may be used for:

• Ground-up residential construction
   
• Spec homes and investment builds
   
• Teardowns with new construction
   
• Select small multifamily projects
   

Each loan is structured around the project scope, timeline, and exit strategy.

This program evaluates:

• Construction budget and timeline
   
• Plans, permits, and scope of work
   
• Property location and projected value
   
• Borrower experience and track record
   

Our underwriting is designed to support well-planned projects while maintaining responsible risk management.

New construction loans can support multiple exits, including:

• Sale upon completion
   
• Refinance into long-term rental debt
   
• Portfolio hold strategies
   

We help structure financing that aligns with how you plan to exit the project.

We understand the challenges that come with new construction and work closely with investors and builders throughout the process. As a private money lender and hard money broker, we offer flexible solutions and hands-on guidance from application through final draw.

Our goal is to provide predictable funding, clear communication, and dependable execution.

If you’re planning a new construction project, we’re happy to review your plans and help determine the right financing structure for your build.